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| Why do I need Critical Illness Insurance? |
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Almost everyone has a relative or friend
who has suffered from a major, possibly fatal, illness.
It is a sad truth. Protect yourself and your family.
The numbers, speak for themselves:
Critical Illness Statistics
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Of 10 Healthy male
adults, 3 will have a critical illness before
age 65 |
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Of 10 healthy female adults,
2.7 will have a critical illness before age 65 |
Insure against Heart
Attack
(From the Heart and Stroke Foundation) |
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1
in 4 Canadians will contract some form of heart
disease |
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75,000
Canadians suffer heart attacks each year |
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Heart disease costs the Canadian economy approximately
$19 billion every year in medical services, hospitalization
expenses, loss of income and loss of productivity
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The rate of death among
patients hospitalized for heart attacks has been decreased
by half, from 16 per cent to 8 per cent |
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1 in 2 heart attack victims
are under the age of 65 |
Insure against Stroke
(From the Heart and Stroke Foundation) |
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50,000
Canadians suffer a stroke each year |
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75% survive
the initial event |
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strokes are the leading cause of neurological
disability
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1/3 of stroke victims are
under the age of 65 |
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60% of stroke victims will
be left with a disability |
Insure against Cancer
(From the Canadian Cancer Society) |
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more
than 130,000 Canadians will be diagnosed with cancer
this year |
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over
60,000 people in Canada will die this year from
the disease |
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1 in 3 Canadians will develop cancer in their
lifetime
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1 in 9 women will develop
breast cancer |
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1 in 3 women and 1 in
2.5 men will develop cancer in their lifetime.
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Insure against Coronary
Artery Bypass Surgery
(From the the Heart and Stroke Foundation of
Ontario/Canada) |
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bypass
surgery is performed more on men than women by a
ratio of nearly 4 to 1 |
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there
are approximately 11,000 bypass surgeries performed
in Canada each year |
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the rate at which bypass surgery is performed
on people age 65 and older has increased
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Insure against Multiple
Sclerosis
(From the Multiple Sclerosis Society of Canada)
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More
than 50,000 Canadians have Multiple Sclerosis |
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MS is
the most common neurological disease among young
Canadians |
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Canadians have one of the highest rates of MS
in the world.
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Women are twice as likely to develop
MS as men |
Insure against Parkinsons
Disease
(From the Parkinson's Foundation of Canada) |
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30%
of all Parkinson's patients are under 50 |
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20% of
all Parkinson's patients are under 40 |
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there are approximately 80,000 - 100,000 Canadians
suffering from Parkinson's
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Insure against Paralysis
(From the National Spinal Cord Injury Association of Canada)
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There
is an estimated 900 Canadians who sustain a spinal
cord injury each year |
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More
than 30,000 Canadians suffer from paralysis of 2
or more limbs |
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Most persons who suffer spinal cord injury are
between 16 and 30 years of age
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The most common causes of spinal
cord injury are car collisions and falls
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Insure against Alzheimers
Disease
(From the Canadian Alzheimer Society)
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Alzheimer
Disease is the fourth leading cause of death in
Canada |
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Every
year approximately 10,000 Canadians die from Alzheimer's |
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Approximately 1 in 100 Canadians suffer from
Alzheimer's disease
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There are approximately 22,000 people
in Metro Toronto with Alzheimer's
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The disease occurs in 8% of the general
population over 60 |
Insure against Kidney
Failure
(From the Kidney Foundation of Canada)
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Kidney
disease ranks sixth among diseases causing death
in Canada |
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Each
day an average of 8 Canadians learn that their kidneys
have failed |
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Approximately 2000 Canadians are on a waiting
list for kidney transplant
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351 kidney transplants were performed
in Ontario in 1995
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1 in 10 will develop kidney stones
at some point in their lives
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Insure against Deafness
(From the Canadian Hearing Society)
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280,000
Canadians are deaf |
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1,120,000
Canadians are hard of hearing |
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1,400,000 do not use amplification
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There are more than 2,800,000 Canadians
with hearing loss
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Insure against Occupational
HIV
(From the Canadian Aids Society)
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Approximately
4.4 million health care workers suffer 800,000 needle
sticks and other injuries from sharp objects annually |
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An estimated
16,000 of these objects are contaminated with HIV |
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Professional Independent Insurance Advice for Canadians.
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