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Russell Smart
Russell Smart, M.B.A.
Insurance Direct Canada
- Russell Smart -
Critical Illness Insurance

 

Consumers' Choice
Consumers Choice - 2 years running
Russell Smart - Equinox


 

 
Testimonials

Insurance Direct Canada - Testimonials


Kars, Ontario

We were paying much too much for term life. I was a bit hesitant about shopping for better rates because I don't like dealing with aggressive salesmen. Russ Smart was great! Never pushy, he was very prompt and responsive. Thanks to Russ, we saved over $700 a year on the coverage we needed to protect our family. Go ahead, give Russ a call! He's a great guy to have on your side!

I looked at a lot of internet sites that promised "free insurance quotes". Most of them won't really tell you anything until you give them personal contact information. Russ Smart's website was one of the few which provided the information I wanted, up front, with no commitments and no hassels. He's got a wide selection of companies with excellent rates.

I wasn't sure how buying insurance from someone in a different Province would work, but it's been quite easy. Best of all, I can't believe how much money we saved! I am very glad we gave Russ Smart our business.

Thanks very much Russ, working with you has been both a pleasure and a money-saving experience!

L. Martin
Kars Ontario


New Westminster, British Columbia

The best thing about getting Russ to help navigate me through the complexities of insurance needs/coverage types/etc. is that he always answered my email or phone call inquiries in a timely fashion with the info I was looking for.

You wouldn't believe how many agents never even called me back once. Russ definitely took the major pain out of it for me and continues to answers any concerns or questions I have as they come up....and they always do...It's great to know I have somebody I can rely on for answers and also thanks Russ 'cause I appreciate your always friendly, cheerful, positive attitude. Thanks for everything.

L. C.
New Westminster, British Columbia

 

"We were paying over $115 per month for our mortgage and my personal life insurance and my wife had been told she was uninsurable. When Russ finished his review and insurance brokering, I had better coverage and my wife was insured for $220,000 for only $56 per month in total!"
Roger Watson
British Columbia


"Russ is not a traditional Insurance Broker. He takes a continuing interest in the well being of my company and family and has proven to be a valued resource and sounding block on many occasions."
Ken Larsen,
C&R Restorations Ltd.


"Russ took the time to prepare a financial plan which helped me determine what I needed and then, with the approval of my accountant, put in place a valuable tax sheltering plan using Universal Life Insurance and cost effective life and disability insurance coverage".
Jay Dargatz
Canstar Construction Ltd.


"I finally understand how it all fits together. Thanks to Russ, I have a vision of my retirement and what we need to do over the next 11 years to make it happen. Retirement planning was so scary that we were reluctant to do it but Russ's process is so simple and clear to understand. We now have a program with an annual review that will give us the retirement income we want when we want it and the assumptions are very reasonable. We also appreciate the tax planning that went into it."
Doug Dyer
Real Estate Agent

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Did You Know?

As medical techniques advance, more and more people are surviving serious illness.

75% of male Heart Attack sufferers under 45 survive three years or more

 

 

 

 

Did You Know?

Of female deaths between ages 35 and 39, 50% are attributable to a critical illness